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Buyer's guide

How to Compare the Best Freight Agent Programs

There's no single "best" freight agent program — there's the best fit for your book. Here's a practical checklist of what experienced agents should compare, and how Armstrong approaches each.

The best freight agent programs pair a competitive commission with no bad-debt withholding, fast (often weekly) payment, clear customer ownership, strong technology and carrier access, and the brokerage covering credit, claims, billing and collections — with fair contract terms and real transition support. Compare programs on the full checklist below, not the headline split alone.

What to compare

What to compareWhat to look forArmstrong
Commission splitShare of gross profit, and what's included for itUp to 75% of GP
Bad-debt withholdingWhether a fund is held back for non-paymentNone withheld
Payment frequencyHow fast commissions settleWeekly
Customer ownershipWhether the book is contractually yoursAgent owns the customer
Technology feesTMS/platform charges that reduce net payProprietary TMS provided
Load-board costsCovered or billed to the agentTooling provided
Carrier networkDepth across TL and LTLTL + 50+ LTL carriers
CreditWho funds customer creditArmstrong carries it
Carrier paymentWho pays carriers and whenHandled by Armstrong
ClaimsWho manages and disputes claimsClaims & dispute support
Operational supportBack office behind the freightBilling, collections, ops
Contract termsNon-compete/non-solicit, exit termsReview with counsel
TL capabilityTruckload access and pricingYes
LTL capabilityLTL carriers, pricing, auditFull LTL program
Financial stabilityThe balance sheet behind youEstablished multi-modal 3PL
Transition supportHelp moving your bookGuided ~30-day transition

Use this as a scorecard against any program you're evaluating — including your current one. The goal isn't the highest advertised percentage; it's the best net outcome once fees, withholding, credit, claims and support are accounted for. Why the percentage alone misleads → · Model the economics → · How switching works →

Comparisons reflect Armstrong's program terms as described on this site; confirm current terms directly. This guide is educational and does not make claims about specific competitor programs.

See how Armstrong compares for your book →

FAQ

Common questions

What makes a freight agent program good?

Beyond the headline split, the best programs combine competitive commission with no bad-debt withholding, fast (often weekly) payment, clear customer ownership, strong technology and carrier access, and the brokerage covering credit, claims, billing and collections — plus fair contract terms and real transition support.

What should I compare between freight agent programs?

Commission split, bad-debt withholding, payment frequency, customer ownership, technology fees, load-board costs, carrier network, credit, carrier payment, claims, operational support, contract and non-compete terms, TL and LTL capability, financial stability, and onboarding support.